UNIGOLD FINANCE LTD
UNIGOLD Finance is a consumer finance registered NBFC, founded and backed by ultra-high net worth individuals and family offices. The NBFC focuses on providing easy gold loans to the customers and develop a personal touchpoint through an offline sourcing model. We aim to become one of the top and most trusted financing partners for all segments of society. We believe that through a hassle-free loan process, operational efficiency, and customer delight we can achieve our target in a very short period. Professionals with rich experience have been entrusted with our business to help us advance as the leader in gold financing. Our organization is built on the premise that employees should be given leadership opportunities regardless of the role they play. For a consumer finance company, especially a specialized gold NBFC like us, the most valuable resource is our employees.
WHY US
With Unigold finance you can easily fulfill all your personal and business requirements instantly through our hassle free gold loan sanctions. UNIGOLD provides you with the following benefits:
Calculate Your Gold Loan Eligibility
Use our Gold Loan Calculator to instantly find out how much you can borrow against your gold. Just enter the weight and purity of your gold, and get an accurate estimate of the loan amount, interest rate, and EMI options—within seconds.
This tool is designed to give you clarity and confidence, so you can make informed financial decisions without any guesswork. At UNIGOLD Finance , we offer competitive interest rates, flexible repayment options, and a transparent loan process. Start with our calculator, and experience a smooth, hassle-free journey to getting the funds you need. Trust us to turn your gold into opportunity—quickly, securely, and responsibly.
✅ Instant Valuation – Know your gold’s worth in real-time
✅ Competitive Interest Rates – Lower than personal loans & credit cards
✅ No Credit Checks – Your gold is the only collateral needed
✅ Flexible Repayment – Choose terms that suit your needs
✅ Safe & Secure – Your gold is stored in RBI-approved vaults
Unigold Loan Calculator
Your Loan Eligibility:
Note: Final loan amount subject to verification of gold purity and weight at our branch.
WE ARE HIRING
At our business, we value our people the most, as we truly believe that having the right people is the most critical ingredient for success and scale. We prefer people with domain skills, especially those who have an excellent record of accomplishment and experience working in large-scale growth and process-driven environments. We prefer people with high energy, passion for whatever they do, and an in-built desire to excel and perform. We prefer ‘outcome-driven people’ who will get things done against all odds.
If you believe you are the right fit for us.
FAQs
General Queries
Loan Related Queries
Payment Related Queries
What are the benefits of gold loan?
1. Simple documentation
2. Fast loan disbursal
3. Customer oriented
4. In-house gold evaluation
5. No penalty on pre-payment
Eligibility to avail Gold loan?
What is the tenure of Gold loan?
The tenure of a gold loan is dependent on the schemes availed. However, the minimum tenure is 7 days.
Does availing Gold loan require a guarantor?
There is no requirement of any guarantor. The only security that is needed is the gold.
Can I avail loan against any ornament?
What are the different options available for repayment?
A. Bullet payment: Here you can make the principal and interest payment at once and release your gold.
B. EMI: You can avail gold loan on monthly repayment basis depending on the gold loan scheme you opt for.
How can I repay the loan amount
Is partial repayment of gold loan allowed?
The payment of loan and interest depends on the scheme you have selected. However, to make it convenient for our customers we do accept partial repayment. But do remember, you will get your pledged gold ornaments only after full repayment of principal and interest.
How can I avail gold loan from Unigold finance?
You can walk into any of our branch with your gold ornaments/jewelry. Depending on the weight of that jewelry and the assessment of the valuer you will be sanctioned a particular loan amount.
How much gold loan can I get?
You are eligible to get upto 75% LTV on your gold ornaments/jewellery depending on the purity.